How Many Years With Out Paying Social Securty Before You Cant Draw Disability
SOCIAL SECURITY ENTITLEMENT REQUIREMENTS
Many people who are eligible for Supplemental Security Income (SSI) may also be entitled to receive Social Security benefits. In fact, the application for SSI benefits is also an application for Social Security benefits. We often need to obtain additional information from the person earlier we can award Social Security benefits.
The following sections provide information on who may be entitled to Social Security benefits.
TO Be ELIGIBLE FOR SOCIAL SECURITY BENEFITS Every bit A WORKER Y'all MUST BE:
Historic period 62 or older, or disabled or blind; and
"Insured" by having enough work credits.
For applications filed December 1, 1996, or subsequently, you must either be a U.South. citizen or lawfully present alien in order to receive monthly Social Security benefits.
HOW MUCH Work Exercise YOU Demand TO BE"INSURED"?
We measure out piece of work in "work credits". You lot tin earn up to four work credits per year based on your annual earnings. The corporeality of earnings required for a work credit increases each twelvemonth every bit general wage levels rise.
To exist eligible for most types of benefits (such as benefits based on blindness or retirement), y'all must accept earned an average of ane work credit for each calendar yr between historic period 21 and the yr in which you accomplish age 62 or get disabled or bullheaded, upward to a maximum of 40 credits. A minimum of six work credits is required, regardless of age.
To qualify for Social Security benefits based on a disability other than incomprehension, y'all must accept worked long enough and recently enough nether Social Security'due south rules. The number of work credits you need for inability benefits depends on your age when you became disabled. You more often than not need 20 work credits earned in the last 10 years ending with the twelvemonth you become disabled. However, younger workers may qualify with fewer credits.
The rules are every bit follows:
Before age 24 –– Y'all may qualify if you have half-dozen work credits earned in the three–year period ending when your disability starts.
Age 24 to 31 –– You may authorize if you take credit for having worked half the time betwixt age 21 and the time yous become disabled.
EXAMPLE: If at age 27 yous become disabled, y'all would need 12 work credits in the past six years (between age 21 and historic period 27).
Age 31 and older –– In full general, you volition demand to have the number of work credits shown in the chart beneath. Y'all must have earned at least xx of the credits in the 10 years immediately before you lot go disabled.
Built-in Subsequently 1929 Become Disabled at Age | Work Credits Needed |
---|---|
31 through 42 | twenty |
44 | 22 |
46 | 24 |
48 | 26 |
50 | 28 |
52 | thirty |
54 | 32 |
56 | 34 |
58 | 36 |
60 | 38 |
62 or older | 40 |
WHO CAN RECEIVE BENEFITS ON YOUR EARNINGS Tape?
You can receive Social Security benefits based on your earnings record if you lot are age 62 or older, or disabled or blind and have enough work credits.
Family unit members who qualify for benefits on your piece of work record do not need work credits. However, if they file an application December 1, 1996 or subsequently, they must be a U.S. citizen or lawfully nowadays conflicting. The post-obit data describes family members who may qualify for benefits on your work record.
If you are receiving retirement or disability benefits, your spouse may qualify if he or she is:
age 62 and over; or
divorced from you, age 62 or older, and was married to you for at least 10 years prior to your divorce; or
under age 62 and caring for a child (under age 16 or disabled prior to historic period 22) who is entitled to benefits on your piece of work record.
If y'all are age 62 or over and have enough work credits to receive Social Security benefits, but have not filed a merits, your divorced spouse may qualify for benefits, if he or she was married to you lot for at least 10 years prior to the divorce, and has been finally divorced from you for at least 2 years.
Your surviving spouse (widow or widower) may qualify if he or she is:
historic period 60 or older; or
historic period 50 or older and disabled; or
divorced from y'all, age sixty or older (historic period fifty if disabled), and was married to you lot for at to the lowest degree 10 years prior to your divorce; or
under historic period threescore and caring for your kid (under age sixteen or disabled prior to age 22) and who is entitled to child's benefits; or
divorced from you, nether age lx and caring for his or her child (under age 16 or disabled prior to historic period 22) who is entitled to benefits on your tape.
A dependent parent(s), age 62 or older, of a deceased worker may authorize for benefits based on the worker's tape.
Single children of disabled, retired or deceased workers may qualify if they are:
under age 18; or
xviii-19 years old and a full-time student (no higher than grade 12); or
18 or older and have a disability that started before historic period 22.
Under certain circumstances, we may also pay benefits to stepchildren, grandchildren, step-grandchildren and adopted children.
Source: https://www.ssa.gov/ssi/text-entitle-ussi.htm
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